For Team MembersHome/Auto

Global Reach. Local Touch. Single Source.

Personal insurance should be just that - personalized. We have access to multiple insurers for your home, auto and liability coverage so you’re not limited to one program that may not fit your lifestyle. With our guidance, you’ll be paired with one or more insurers that offer the best protections for your personal risk factors, tolerance and budget.

Contact us for a free quote.


Kristen Sterett

Kristen Sterett
Account Manager Personal Insurance

Direct: (817) 717-3664

I specialize in Personal Lines Insurance. I work with insurance carriers to find you the best coverage terms, perform policy changes for you, and answer your billing questions. What can I help you with today?

Kim Kilpatrick

Kim Kilpatrick
Executive Vice President Personal Insurance

Direct: (817) 349-2382
Toll Free: (888) 588-5420

VIP Service for TDA Members.

If you’re a business owner, we offer insurance for your commercial property and liability. When you insure your business and personal assets through Higginbotham, we align all your insurance to fill potential gaps in protection and eliminate extraneous coverage and their premiums. Our VIP Program includes a detailed analysis of your personal exposures and a portfolio of your personal insurance policies.

Insurer Options

Higginbotham is one of the nation’s largest independent insurance brokerage firms. We represent hundreds of insurers and leverage our market access to negotiate better terms and pricing for our clients. So, you’ll have the buying power to choose from multiple coverage options from insurance market leaders like:

  • ACE/Fireman’s Fund/Chubb
  • AIG Private Client
  • Allied
  • Encompass
  • Hagerty
  • Kemper
  • MetLife
  • National Lloyds
  • Nationwide Private Client (Crestbrook)
  • Progressive
  • PURE
  • Republic
  • Safeco
  • The Hartford
  • Travelers

Comprehensive Coverage

  • Homes, condos, secondary homes
  • Farms and ranches
  • Automobiles and collector vehicles
  • Boats, yachts and other watercraft
  • Collectibles
  • Flood and earthquake
  • Aviation
  • Umbrella/excess liability

Enhanced Plans

  • Wildfire defense (through AIG and Chubb)
  • Kidnap and ransom coverage
  • Employment practice
  • Course of construction
  • Fine arts and collections
  • High value home inspections and risk management