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Voluntary insurance plans typically pays a cash benefit to the insured, unless otherwise assigned. The amount of cash and how it is paid out depends on the voluntary health insurance policy. Two of the more popular voluntary insurance policies are specified-disease insurance (such as cancer) and accident insurance. Specified-Disease Insurance: This type of voluntary insurance provides a cash benefit paid directly to you if you require treatment for a specific disease such as cancer. Usually the benefit is paid per day or per procedure. There is usually a maximum daily benefit and a policy maximum. The cash benefits can be spent in any way you choose and getting your benefit has nothing to do with how much your major medical insurance pay for medical cost. Coverage is underwritten by American Family Life Assurance Company of Columbus
Kristy spent the first 10 years of her career in management for a large staffing company in the DFW area. As a respected professional in the staffing industry, she had the opportunity to assist hundreds of companies in variety of industries hire and maintain quality employees. From that experience grew a desire to ensure all businesses are aware of affordable benefits that can be offered to employees. Kristy became an Independent Aflac agent in 2009. She now has a specialized focus in the Dental industry and is excited to assist these business owners in offering voluntary supplement insurance to their employees. Mutual of OmahaAs a member of the Texas Dental Association, you’re eligible for preferential rates or benefit enhancements on a variety of products and services from Mutual of Omaha Insurance Company and its affiliates. Click HERE to find out more.
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We offer a full range of insurance products to fit your unique needs.
TDA members receive preferred pricing & multi-company quotes.
We can provide a wide assortment of options to fit your practice.