TDA Member Insurance Program

You can manage health benefit costs for retirees while providing the support they need with The Hartford Group Retiree Insurance Plan (GRIP).

A fully-insured program for retirees aged 65 and older that can help make retiree benefit costs more manageable and predictable – while also helping manage or even reduce accounting requirements and responsibilities related to retiree benefits. The plan offers easy administration and flexibility for you, allowing you to match your retirees’ current benefit plan design. And it offers coverage for your retirees for expenses not typically covered by Medicare.

• Fully-insured group medical plan: For retirees aged 65 and older, the insurance plan is designed to integrate with Medicare, covering many of the deductibles, copayments, and other medical expenses not covered by Medicare.
• Eligibility: Medicare-eligible retired employees, age 65+, of corporations, partnerships, individual employers, labor unions, religious organizations, and most government agencies or departments. Coverage is available for Medicare-eligible spouses, widows or widowers, domestic partners and children of eligible retirees.
• Group coverage: Plans are available only through employer-sponsored groups.
• Employer contributions: Plans are available to accommodate contributory and noncontributory plans (all options, including defined contribution, and vesting schedules).
• Rx coverage is available: Options include a variety of deductibles, co-payments and calendar-year maximums. Coverage is provided using an open formulary, which includes a preferred list and mandatory generic, through both retail and mail order.